Commit 38002e

2026-03-26 11:42:25 Viraj Alankar: -/-
finance/investing.md ..
@@ 31,14 31,14 @@
Schwab ETFs do not have much option liquidity. For such cases, I might use different ETFs or futures to represent the same category. Sometimes it is also cheaper to purchase ETFs with a higher price due to trading fees being based on number of shares. I also may use mutual funds if I don't plan to do much active trading. Some equivalents:
-| Category | ETFs/funds | Options | Futures |
-| ----------------------- | ------------------------------------------- | ------------- | ---------------------------------------------------------------------------------------- |
-| US Total Market | SCHB, VTI, SWTSX, VTSAX | | |
-| US Large Cap | SCHX, SPY, SPYM, VOO, VV | SPY, SPYM | /MES, /ES |
-| US Small Cap | SCHA, VB, IWM | IWM | /M2K, /RTY |
-| US Bonds | BND, IEF, SCHO, SCHR, SCHZ, SWAGX, TLH, TLT | IEF, TLH, TLT | /MTN, /ZN, /10Y ([inversely correlated](#representing-bonds-with-futures)) |
-| International Developed | SCHF, SWISX, EFA, VEA | EFA | /MFS ([MXEA](https://www.ice.com/products/31196848/MSCI-EAFE-Index-Future)) |
-| International Emerging | SCHE, EEM, VWO | EEM | /MME ([MXEF](https://www.ice.com/products/31196851/MSCI-Emerging-Markets-Index-Futures)) |
+| Category | ETFs/funds | Options | Indexes | Futures |
+| ----------------------- | ------------------------------------------- | ------------- | -------- | ---------------------------------------------------------------------------------------- |
+| US Total Market | SCHB, VTI, SWTSX, VTSAX | | | |
+| US Large Cap | SCHX, SPY, SPYM, VOO, VV | SPY, SPYM | SPX, XSP | /MES, /ES |
+| US Small Cap | SCHA, VB, IWM | IWM | | /M2K, /RTY |
+| US Bonds | BND, IEF, SCHO, SCHR, SCHZ, SWAGX, TLH, TLT | IEF, TLH, TLT | | /MTN, /ZN, /10Y ([inversely correlated](#representing-bonds-with-futures)) |
+| International Developed | SCHF, SWISX, EFA, VEA | EFA | | /MFS ([MXEA](https://www.ice.com/products/31196848/MSCI-EAFE-Index-Future)) |
+| International Emerging | SCHE, EEM, VWO | EEM | | /MME ([MXEF](https://www.ice.com/products/31196851/MSCI-Emerging-Markets-Index-Futures)) |
Here is an example of my allocation as of January 2026:
0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9