If you want to create a simple 60% (equities) and 40% (bonds) portfolio, you can utilize a combination of leveraged ETFs. For example, [NTSX](https://www.wisdomtree.com/us/products/capital-efficient/ntsx) is a fund that makes a 60/40 US equities/bonds portfolio and leverages to 90/60. You could put all money into this, but it does not include international equities. To include international, you could add [NTSI](https://www.wisdomtree.com/us/products/capital-efficient/ntsi) according to a global market cap weighting (say 65% US, 35% international).
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If you want to keep a simple 60% (equities) and 40% (bonds) portfolio, but leveraged, you can utilize a combination of leveraged ETFs. For example, [NTSX](https://www.wisdomtree.com/us/products/capital-efficient/ntsx) is a fund that makes a 60/40 US equities/bonds portfolio and leverages to 90/60. You could put all money into this, but it does not include international equities. To include international, you could add [NTSI](https://www.wisdomtree.com/us/products/capital-efficient/ntsi) according to a global market cap weighting (say 65% US, 35% international).
[This backtest](https://testfol.io/?s=1r93I34f89R) shows a comparison. You can see a baseline 60/40 portfolio performance of 9% and how it compares to the others:
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This does not include emerging markets. You trade simplicity for flexibility. The more control you want over the individual allocations, the more ETFs you need to separate out and manage.
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[Ben Felix](https://youtu.be/E7pl0tqzIUQ?si=iUFAPXMZ9H6eIuPm) has a good video on leveraged ETFs and they are not all bad.
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### Margin loan
When you have stocks, brokers will let you take a margin loan of at least 50% or more of your equity value. This gives you at least 1.5 leverage, at the cost of margin loan interest, which is usually terrible at most brokerages. For example, Schwab will charge you 13% interest as of today (June 2025). If you cannot make more than 13% on the investments you do with leverage, you won't even break even. Interactive Brokers will give you a much better rate, for example 5%. This is an easier number to beat on investment return.