Commit aa3735

2025-08-13 13:38:15 Viraj Alankar: -/-
finance/investing.md ..
@@ 33,14 33,14 @@
Schwab ETFs do not have much option liquidity. For such cases, I might use different ETFs or futures to represent the same category. Sometimes it is also cheaper to purchase ETFs with a higher price due to trading fees being based on number of shares. I also may use mutual funds if I don't plan to do much active trading. Some equivalents:
-| Category | ETFs/funds | Futures |
-| ----------------------- | ---------------------------- | ---------------------------------------------------------------------------------------- |
-| US Total Market | SCHB, VTI, SWTSX, VTSAX | |
-| US Large Cap | SCHX, SPLG, SPY, VOO, VV | /MES, /ES |
-| US Small Cap | SCHA, VB, IWM | /M2K, /RTY |
-| US Bonds | BND, SCHO, SCHR, SCHZ, SWAGX | /10Y ([inversely correlated](#representing-bonds-with-futures)) |
-| International Developed | SCHF, VEA, SWISX | /MFS ([MXEA](https://www.ice.com/products/31196848/MSCI-EAFE-Index-Future)) |
-| International Emerging | SCHE, VWO, EEM | /MME ([MXEF](https://www.ice.com/products/31196851/MSCI-Emerging-Markets-Index-Futures)) |
+| Category | ETFs/funds | Futures |
+| ----------------------- | -------------------------------------- | ---------------------------------------------------------------------------------------- |
+| US Total Market | SCHB, VTI, SWTSX, VTSAX | |
+| US Large Cap | SCHX, SPLG, SPY, VOO, VV | /MES, /ES |
+| US Small Cap | SCHA, VB, IWM | /M2K, /RTY |
+| US Bonds | BND, SCHO, SCHR, SCHZ, SWAGX, TLH, TLT | /10Y ([inversely correlated](#representing-bonds-with-futures)) |
+| International Developed | SCHF, VEA, SWISX | /MFS ([MXEA](https://www.ice.com/products/31196848/MSCI-EAFE-Index-Future)) |
+| International Emerging | SCHE, VWO, EEM | /MME ([MXEF](https://www.ice.com/products/31196851/MSCI-Emerging-Markets-Index-Futures)) |
Here is an example of my allocation as of June 2025:
0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9